Building a new culture of digital money in Africa

Access to digital financial services means endless opportunities.

Why Fido?


Everything you need, right from your smartphone - no paperwork, no queues!


Instant access to financial services.


Available to anyone, anywhere, 24/7.

what we offer

Fido Personal Credit: Up to
GHS4,000 to capture opportunities

Whether it’s paying for your child’s fees or covering hospital bills, we’ve got your back with easy access to instant credit. No paperwork, no collateral, no queues - no wahala.

Learn More
what we offer

FidoBiz: Fuel your business ambitions with Fido

Our business credit are designed to give your venture the boost it needs. With no paperwork, no collateral, and no queues, we make business financing quick and hassle-free.

Learn More
what we offer

Fido Score:  Build a track record with Fido and take control over your finances

Build a track record with Fido and follow simple steps to improve your Fido Score. A higher Fido Score unlocks larger credit and better terms. Get your Fido Score and take control over your finances.

Learn More
what we offer

Fido Savings:  Earn more when you save

For a rainy day, or for that new business you want to start, it’s never been easier to save. Choose the saving plan that suits your needs, and enjoy instant digital high yield savings.

Learn More

Why Our Customers Love Us

Joseph Yaw Appiah

"I turned to Fido when I needed to pay for my fees at IPMC, and they swiftly granted me the financial support I needed. With credit from Fido, I am on my way to completing my building project."

Samuel Walter James

"I'm grateful to FIDO for their unwavering support over the years. They've been faithful, patient, and genuine. As the first credit company I joined in Ghana, they've always been there for me and my family, especially during tough times. Meeting the management and directors only deepened my respect for FIDO. They were calm, lovely, understanding, and respectful. Thank you, FIDO!"

Akpene Akosua Ahelegbe

"Fido came recommended by a friend when I needed money urgently for my niece's hospital bills. I downloaded their app, answered a few questions, and received the money in just five minutes. Fido is an excellent credit company I highly recommend to everyone. Fido papaa paa!"

Christian Abu

"I'm grateful to be chosen as Fido's most valuable customer. With Fido, I've been able to access easy credit on numerous occasions to expand my trade in cosmetics."

Darlington Kofi Kumebia

“I’m glad to be Fido's first customer. The credit I received was a great support to my business. I also did well to pay back on time which gave me access to more credit facilities.”

Henrietta Mante

"I was introduced to Fido by a cute lady by name Claudia in 2014. I was in dire need of money for my ward's school fees, and Fido solved my problem. Fido, No collateral, No guarantor."

Samuel Bahun-Wilson

"I have been a FIDO customer for the past 5 years. FIDO has never disappointed me. I started with GHC200 and now I’m at GHC2,500. I encourage all to join Fido and trust me Fido will never disappoint you if you are trustworthy."


What about security?

We use the highest security standards to make sure what’s yours stays yours.

Fido’s Information Security Management System is ISO/IEC 27001:2013 certified.

Fido is also registered with the Data Protection Commission under the Data Protection Act, 2012.
Our security standards ensure that what's yours stays yours. We are ISO 27001 certified and licensed by the Bank of Ghana, Bank of Uganda and National Credit Regulator (SA)