Building a new culture of digital money in Africa

Access to digital financial services is endless opportunities.

Why Fido?


Everything you need, right from your smartphone - no paperwork, no queues!


Instant access to financial services.


Available to anyone, anywhere, 24/7.

what we offer

Fido Loans: Get up to
GHS3,000 to capture opportunities

Whether its growing your business or covering expenses, we’ve got your back with easy access to instant loans. No paperwork, no collateral, no queues - no wahala.

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what we offer

Fido Score:  Your own digital financial identity

Build a track record with Fido and follow simple steps to improve your Fido Score. A higher Fido Score unlocks larger loan amounts and better terms. Get your Fido Score and take control over your finances. 

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Fido Savings:  Earn high rates with zero fees

For a rainy day, or for that new business you want to start, it’s never been easier to save. Choose the saving plan that suits your needs, and start earning cash.
Your funds will be held with our banking partners and available for withdrawal at any time with zero fees.

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Why Our Customers Love Us

Joseph Yaw Appiah

"I had a hard time believing a company could ever deliver giving out loans in seconds. I used Fido to pay for my fees at IPMC and now to support my monthly purchase of materials for my building project."

Samuel Walter James

"I really love and respect this company because of the support they give me and my family, especially in times of difficulty."

Akpene Akosua Ahelegbe

"I needed money to resolve my niece's hospital bills. I downloaded the app, fill in a few questions, and received the money in five minutes. I can recommend it to everyone out there. Fido papaa paa."

Christian Abu

"I'm grateful to be chosen as Fido's most valuable customer. With Fido, I've been able to access easy credit on numerous occasions to expand my trade in cosmetics."

Darlington Kofi Kumebia

“I’m glad to be Fido's first customer. The loan was a great support to my business. I also did well to pay back on time which gave me chances to take more loans.”

Henrietta Mante

"I was introduced to Fido in 2014, I was in dire need of money for my ward's school fees, and Fido solved my problem."

Samuel Bahun-Wilson

"I have been a Fido customer for the past 5 years. I started with GHC200 and now I’m at GHC2,500. Fido will never disappoint you if you are trustworthy. "


What about security?

We use the highest security standards to make sure what’s yours stays yours.

Fido’s Information Security Management System is ISO/IEC 27001:2013 certified.

Fido is also registered with the Data Protection Commission under the Data Protection Act, 2012.